Investment Calculator Suite

Comprehensive suite of professional financial calculators for property investment analysis

Borrowing Capacity Calculator

Results

Maximum Borrowing Capacity: $0
Monthly Repayment: $0
Available Income: $0
Debt Service Ratio: 0%

Loan Repayments Calculator

Repayment Details

Monthly Repayment: $0
Total Interest (Term): $0
Total Amount: $0

Cash Flow Analysis

Cash Flow Summary

Gross Annual Rent: $0
Net Annual Rent: $0
Annual Expenses: $0
Net Cash Flow: $0
Cash Flow Yield: 0%

Equity Release Calculator

Equity Analysis

Current Equity: $0
Current LVR: 0%
Available Equity: $0
New Loan Amount: $0

Property Affordability

Affordability Results

Maximum Property Price: $0
Maximum Loan Amount: $0
Monthly Repayment: $0
Affordability Status: Calculating...

Amortisation Schedule Calculator

Payment Summary

Payment Amount: $0
Total Payments: $0
Total Interest: $0
Number of Payments: 0

Offset Account Impact Calculator

Offset Impact Analysis

Interest Savings: $0
Time Saved: 0 years
Payment Without Offset: $0
Payment With Offset: $0
Average Offset Balance: $0

Rate & Term Adjustment Calculator

Current Loan

New Scenario

Comparison Analysis

Current Monthly Payment: $0
New Monthly Payment: $0
Monthly Savings: $0
Total Cost (Current): $0
Total Cost (New): $0
Breakeven Period: 0 months

Capital Growth & Rental Forecast

Forecast Summary

Projected Value (End): $0
Total Capital Growth: $0
Rental Income (End): $0/week
Total Equity (End): $0
Average Annual Return: 0%
Total ROI: 0%

Next Purchase Trigger Calculator

Purchase Readiness Analysis

Readiness Score: 0/100
Available Equity: $0
Required Deposit: $0
Borrowing Power: $0
Portfolio LVR: 0%
Timeline to Purchase: Ready now
Risk Assessment: Low

Investment Property Cash Flow & Tax Impact Calculator

Comprehensive analysis of weekly cash flow including tax benefits

Financial Analysis

Total Property Cost: $0
Loan Amount: $0
Interest Only Repayments (Annual): $0
Gross Rental Income (Annual): $0
Total Tax Deductions: $0
Annual Tax Saving: $0

Weekly Cash Flow Breakdown

Weekly Rental Income: +$0
Weekly Tax Benefits: +$0
Weekly Expenses: -$0
NET Weekly Cash Flow: $0

Weekly Cash Flow Components

23-Year Wealth Accumulation Forecast Calculator

Multi-year property portfolio and superannuation growth projection (2025-2047)

Current Assets

Current Debts

Growth Parameters

2047 Projection Summary (Age 68)

Total Investment Value: $0
Total Investment Debt: $0
Super Balance: $0
Net Worth: $0
Annual Income at 5% Yield: $0

Net Worth Progression

Income Potential at 5% Yield

Year-by-Year Breakdown

Age Year Investment Value Investment Debt Super Balance Net Worth Income @5%

Scenario & Sensitivity Modelling

Advanced what-if analysis and scenario comparison across all calculators

Scenario Parameters

Capital Growth Rate

Rental Yield Growth

Interest Rate Adjustment

Loan Type Strategy

Purchase Timing

Deposit Amount (LVR)

10% Deposit (90% LVR)

Sensitivity Analysis

Capital Growth Impact

High Impact

1% change affects final value by ~$65,000

Interest Rate Impact

Medium Impact

1% change affects monthly payment by ~$280

Rental Growth Impact

Moderate Impact

1% change affects 10-year income by ~$15,000

Purchase Timing Impact

Low Impact

6-month delay costs ~$8,000 in opportunity

Scenario Comparison

Metric Current Scenario Optimistic Conservative Best Case
10-Year Property Value $1,215,000 $1,380,000 $1,085,000 $1,450,000
Total Equity $695,000 $860,000 $565,000 $930,000
Cash Flow (Annual) $12,500 $18,200 $8,900 $22,000
Total ROI 142% 186% 108% 205%
IRR 12.5% 15.8% 9.2% 17.3%
Risk Level Medium Medium-High Low High

Multi-Scenario Projection

Saved Scenarios

Conservative Strategy

Low growth (4%), P&I loan, 15% deposit

Aggressive Growth

High growth (8%), IO loan, 10% deposit